Bankruptcy Attorney in Jacksonville: How the Process Works

Most Floridians don’t know much about the bankruptcy process. That’s why we go over everything in detail with our clients so they fully understand the impact of their decisions.

One of the biggest choices to make is whether you want to file for Chapter 7 bankruptcy or Chapter 13 bankruptcy. Filing for Chapter 13 means that you still have to repay some or all what you owe. In contrast, those who file for Chapter 7 have most, if not all, of their unwanted debts erased so they can start over.

From this description, it might seem like an easy choice, but there are a number of reasons why someone in the Jacksonville area might actually benefit from declaring Chapter 13 and paying back what they owe over time.

We can walk you through all of the pros and cons of both types of bankruptcy and tell you what we recommend, so you not only save yourself and your family from crushing debt, but also improve your financial health for the future.


The Mousa Law Firm: How Does a North Florida Bankruptcy Work?

Our goal is to arm our clients with the information they need to make educated decisions about their financial future. We’re by your side each step of the way, ready to answer any questions you have.
While each Florida bankruptcy is unique, here is a general overview of how the process works.

Schedule a free consultation.  Contact our office to set up a convenient time for your Free Consultation. We’ll send you valuable information about Bankruptcy and Debt resolution, and ask you to complete a basic information sheet to make our meeting as smooth as possible.

When we meet. We’ll discuss all your options in depth and develop a detailed road map for your financial recovery. Together we’ll weigh the pros and cons of filing Chapter 7 (where most, if not all, of your unwanted debts are wiped away) or Chapter 13 (reorganization or repayment bankruptcy), as well as options  other than bankruptcy available to you as a resident of Jacksonville, St. Johns County, Nassau County,  Clay County ,or surrounding areas.

If you decide to hire our firm.  Once you have clarity about your situation and decide bankruptcy is the best option, we’ll ask you to complete an online or written bankruptcy questionnaire and provide us with the necessary documents to prepare your filing.

Review and sign the papers. When everything is ready to go, we will meet again to go over and sign the final paperwork.

We’ll make it happen.  We will then file your case, and stand right beside you until the bankruptcy is complete.

We’ll help you rebuild your credit. We want to ensure your needs are taken care of even after the bankruptcy, so we are providers of a proven and convenient credit rebuilding program.

We’ll put you in contact with financial professionals you can trust. After a Northeast Florida bankruptcy, you may not know where to turn for finding a home, buying a car, resolving tax liability, short selling an unwanted property, modifying your mortgage, or general financial planning and budgeting. We’ll connect you with professionals who have experience working with families after a bankruptcy.

Read to take the next step? Call us at 904-296-7704 to schedule a free consultation with E.R. Mousa, an experienced bankruptcy attorney in Jacksonville, or fill out the short case review form on this page.