Earlier this month I received an urgent phone call from a client worried about a threatening email he just received. He told me the email was from a collector for the U.S. Government, it had accurate personal information such as social security number, address, employer, and drivers license number. He went on to say that the email demanded he pay a debt owed or they will immediately garnish his wages, bank accounts, and there is a warrant out for his arrest.

After calming him down, I told him to send me the email to review. When I read it I knew immediately it was a scam. It had all the red flags of a typical scam. There were numerous misspellings, no mailing address or phone numbers, requested only an email response to a Gmail account, and it was sent from the “United States Of Federal Management”. Additionally, the client did not remember ever having this debt, and the U.S. Government sends legitimate notices by U.S. Mail. I called my client back and told him not to respond or send them money.

What worried me more was the fact that they had accurate personal information on my client. I advised him to immediately check his credit reports, place a fraud alert with the credit bureaus, consider enrolling in a credit monitoring service, and report the scam to the proper authorities. This may sound like overkill, but the scammers have enough information to open all kinds of accounts online in his name.

If you or anyone you know receives a similar email feel free to call us anytime. We will be happy to review it and help in any way possible.