Student Loan Help

Get Help from a Jacksonville Student Loan Lawyer

Struggling with Federal or Private student loan debt in Jacksonville or the Northeast Florida area? It may be time to seek professional help from an experienced student loan attorney if:

  • You have trouble making the minimum payments on your federal student loans.
  • You are in default or in danger of going into default.
  • Your period of forbearance or deferment is about to expire and you are unsure how to make your minimum payments.
  • Student loan collectors are contacting you on a regular basis.
  • You are in danger of wage garnishment.
  • You are about to get out of bankruptcy but still have remaining student loans.


If you’re in danger of going into default, your Jacksonville student loan lawyer can help find ways to avoid this, and if you’re already in default, your lawyer will work with you to help you get out of default and establish a reasonable repayment plan.

Even if your loan is currently in good standing, or you are in a period of deferment or forbearance, you may benefit from working with a student loan lawyer in Northeast Florida. After consulting an attorney, you may discover that your circumstances qualify you to reduce the length of your loan or even eliminate the debt altogether.

Learn How to Get Rid of Federal Student Loans with Attorney E.R. Mousa

You may be paying more than you need to on your student loan simply because you haven’t looked into loan forgiveness programs for which you may be eligible.

For example, if you work in government, public health, public education, or law enforcement for ten years, you may be eligible for Public Service Loan Forgiveness (PSLF). Attorney E.R. Mousa can help you determine if your career qualifies you for loan forgiveness and set up an income-driven repayment plan until you are able to eliminate your remaining student debt.

Even if your career does not qualify you for PSLF, you may still qualify for an income-driven repayment plan that will make your monthly payments more manageable and prevent you from going bankrupt. Additionally, certain disabilities may qualify you to eliminate your remaining loans.

Student loan repayment plans and forgiveness requirements are continually changing, so you need an attorney who knows the ins and outs of student loan law and can guide you to a solution that does not involve bankruptcy.

Contact the Mousa Law Firm Today

Defaulting on your student loans can have long-term financial consequences, including:

  • Damaging your credit rating, making it difficult for you to buy a house or car
  • Losing your federal and state tax refund
  • Losing eligibility for additional federal student aid
  • Having your wages garnished (withheld to repay your debt)

Considering going through the process without help? Learn more about the obstacles you may face and how we can help you avoid them on our Student Loan Process page.

When you work with the Law Office of E. R. Mousa, you give yourself the best chance of avoiding these serious consequences. Alleviate the burden of your student loan debts by contacting Northeast Florida attorney E.R. Mousa today. Call 904-296-7704 or fill out the short case review form on this page to schedule an initial phone consultation.